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Larae Graves as Vice President of Lending

Bowater Credit Union Welcomes Larae Graves as Vice President of Lending

Bowater Credit Union is pleased to announce the hiring of Larae Graves as Vice President of Lending. Graves began her career in financial services with Southeast Bank in Athens, Tennessee, serving in various capacities including Senior Mortgage Processor.

She gained experience with Credit Unions as Mortgage Loan Services Manager at UT Federal Credit Union in Knoxville, Tennessee. She returned to our local community with People’s Bank of East Tennessee as Credit & Loan Operations Department Manager, Director of Operations of their mortgage division, and as a Commercial Lender.

In her new role at Bowater Credit Union, Graves will provide strategic lending leadership and oversee all loan operations. She brings experience leading core lending teams, managing product portfolios, and evaluating and responding to changes in regulatory, market and competitive conditions.

Graves is a graduate of Tennessee Wesleyan University with a Bachelor of Business Administration, focusing on Finance and Human Resource Management. She is an active member of the Athens community, including continuing service as an Athens Area Chamber of Commerce Diplomat.

Bowater Employees Credit Union is a federally insured credit union offering savings, checking, loans, and financial education to those who live, work, or go to school in the counties of Bradley, McMinn, Meigs, Monroe, and Polk. They have five branches, over 18,700 members, and $250 million in assets. To learn more about Bowater Employees Credit Union and its services, call 423-336-7268 or visit

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