Are Staffing Issues Disrupting Your Digital Transformation Goals?
Like most community banks and credit unions, you may be short-staffed right now — and for the past several months. According to the U.S. Bureau of Labor Statistics, the finance and insurance industry has seen its job open rate double between December 2020 and December 2022. And 71% of CEOs across all industries agree that […]
ALM Today, Growth Tomorrow: Proactive Risk Management in Uncertain Times for Credit Unions
From bank runs to unrealized losses, financial institutions in 2023 are facing growing risks to their deposit books and investment portfolios. And at the root of their problems are rising interest rates, driven by central banks’ efforts to curb inflation. Over the past year alone, the U.S. Federal Reserve has raised its funds rate by […]
2023: A Big Year For Tech, In An Unexpected Way
This year is threatening to be a challenging time for the planet. It is expected to be one of the hottest years on record. And while the world deals with the growing climate refugee issue, the uncertainty produced by the COVID 19 pandemic, massive supply chain disruptions and the Ukraine crisis all have combined to […]
The Globalized Threat of Ransomware and What Your Organization Can Do to Combat It
How to Prevent RansomwareWith state-run banks and military agencies being targeted, the recent Russian-led attacks in Ukraine have brought the issue of cybersecurity to the forefront, exposing vulnerabilities at the highest levels. As a result, multiple government cybersecurity agencies have released notices to the financial sector to strengthen cyber defenses in anticipation of broader cyberattacks […]
Five Factors Driving the Growth of Digital Wallets
The financial industry has been anticipating the death of cash for years, pointing to the adoption of smartphones and digital payments as catalysts. But cash isn’t quite dead.
Advantages of Credit Union Credit Cards for Members
Phil Seely, Envisant A credit union’s role to nurture member’s financial well-being is of the utmost importance in recent years. Providing products and services that meet all member needs, creating opportunities for financial education, keeping rates low, and value high – it can all feel like a huge task. There are many products and services […]
TCUL Introduces Bankable Fintech Partnership, Connects Tennessee CUs to Fintech Solutions in Minutes
Your Tennessee Credit Union League continues to meet the demands of our credit unions by collaborating with Bankable Fintech to launch a leading platform that transforms the fintech partnership process. We are in the first phase of the strategic rollout process, but Tennessee credit unions can get a jumpstart or learn more about the platform […]
Is Shared Branching Your Credit Union’s Next Branch?
Does your credit union have members in areas your branches do not reach? Do you lose members because someone in the family is transferred to another city or another state and you have no locations there to serve your members at an in-branch location? Do your auditors tell you that you need a way for […]
Accelerating Transformation & Automation in Lending with AI
Please join us for a webinar as Jaynel Christensen, VP of Lending for Commonwealth Credit Union, will share how Zest AI helped them achieve faster loan approvals for more members with no added risk. Curtis Wagner, Director of Client Services, Zest AI, will explain how AI can help credit union lenders get more loans […]
An Engagement Strategy to Grow Your Cardholder Portfolio
As a financial institution, you’re in a position that companies in other industries envy. You offer cardholders a product they use several times in one day or week. Each time they engage with your card, you access new insights that help you better understand your cardholders’ behaviors and preferences. When you apply those insights to […]